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Find the Right Insurance for Your Life, Family, or Business

We help individuals, families, and small business owners get covered with confidence no confusion, no pressure.

For Individuals
For Businesses
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Life Insurance

Protect your loved ones’ future with flexible life insurance options like term, whole, or universal life—tailored to your goals.

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Health Insurance

Find the right plan for you or your family, including ACA-compliant options and short-term health coverage.

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Dental & Vision

Keep your smile bright and your vision clear with affordable dental and vision plans for individuals and families.

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Medicare

Simplify senior healthcare with guidance on Medicare plans that match your needs and budget.

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Disability

Stay financially secure with short- or long-term disability insurance that protects your income if you can’t work.

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Final Expense

Ease the financial burden on your family with simple, affordable coverage for end-of-life expenses.

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Not Sure What You Need? That’s Why We’re Here.

We know insurance can be overwhelming—that’s why we make it simple. Whether you’re unsure where to start or just need honest advice, we’re here to help you figure it out.

  • Personalized recommendations based on your situation
  • Local support in Minnesota & Wisconsin
  • No sales pressure—just honest guidance
Get Help Choosing a Plan
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Clients We’ve Helped

Real stories from people we’ve helped—shared with trust and gratitude.

Kyle made everything so easy to understand. I finally feel confident about my insurance choices.

Jessica T.
Minneapolis, MN

Fast, friendly, and honest. T3 Insurance felt like working with a trusted friend, not a sales rep.

Mark R.
Eau Claire, WI

I had no idea what I needed, but Kyle walked me through every option without pressure. Highly recommend!

Angela M.
Duluth, MN

After years of dealing with big companies, working with Kyle was a breath of fresh air. Personal service that actually cares.

David B.
St. Paul, MN

Kyle is great at follow up and reaching out when needed. When a claim needs to be taken care of Kyle is very fast and helpful with the process

Harrison Falteisek

Kyle is great to work with and has lots of knowledge on insurance and how AFLAC can help with expenses both on a personal level and for small business owners. When he says he's got you "covered under his wing" he truly means it. Highly recommended!

Daskocina

Frequently Asked Questions

Get quick answers to the most common questions our clients ask—no jargon, just clarity.

If you live in the U.S. and don’t have affordable health coverage through an employer, you likely qualify. Your income and household size will determine if you’re eligible for savings like tax credits or subsidies.

Term life covers you for a specific period (like 10 or 20 years) and is usually more affordable. Whole life lasts your entire life, builds cash value, and can be used as a long-term financial tool.

You should enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after. Missing this window can lead to penalties unless you qualify for a Special Enrollment Period.

Yes! We offer group plans for small businesses with as few as 2 employees. You’ll get flexible options and help setting up coverage that supports your team and fits your budget.

Get a Personalized Insurance Quote Today

Take the guesswork out of insurance. Answer a few quick questions and get matched with the right coverage—fast, free, and with no pressure.

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