Better Benefits for Your Team Without the Headaches

From health and dental to life and disability, we help businesses build smart, affordable group benefits packages that attract talent and support employee well-being.

Takes less than 2 Minutes

Customize a Plan That Fits Your Team

We’ll help you create a package with any combination of the following:

Group Health Insurance

Medical coverage for employees and their families

Dental & Vision

Routine care with options for extended coverage

Life Insurance

Employer-paid or voluntary term life options

Disability Insurance

Short- and long-term coverage for income protection

HSA & FSA Accounts

Tax-advantaged ways to manage healthcare expenses

Voluntary Benefits

Additional options like critical illness, accident, hospital indemnity

How We Help You Get Covered

Discovery Meeting

We learn about your team, your goals, and your budget.

01
Plan Design & Strategy

We customize options across multiple carriers.

02
Clear Comparisons

We walk you through pricing, network, and coverage pros and cons.

03
Seamless Enrollment

Whether it’s your first plan or a renewal, we handle the details.

04
Ongoing Support

We’re here for mid-year changes, employee questions, and renewals.

05
Group of four stylish young adults sitting casually in a modern studio.

Support Your Team. Strengthen Your Business.

Today’s employees expect more than just a paycheck—they’re looking for benefits that protect their health, support their families, and help them plan for the future. Offering the right coverage shows you care—and gives you an edge in hiring and retention.

Group Benefits Help You:

Trusted by Businesses of All Sizes

We partner with:

Takes less than 2 minutes

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Clients We’ve Helped

Real stories from people we’ve helped—shared with trust and gratitude.

Kyle made everything so easy to understand. I finally feel confident about my insurance choices.

Jessica T.
Minneapolis, MN

Fast, friendly, and honest. T3 Insurance felt like working with a trusted friend, not a sales rep.

Mark R.
Eau Claire, WI

I had no idea what I needed, but Kyle walked me through every option without pressure. Highly recommend!

Angela M.
Duluth, MN

After years of dealing with big companies, working with Kyle was a breath of fresh air. Personal service that actually cares.

David B.
St. Paul, MN

Kyle is great at follow up and reaching out when needed. When a claim needs to be taken care of Kyle is very fast and helpful with the process

Harrison Falteisek

Kyle is great to work with and has lots of knowledge on insurance and how AFLAC can help with expenses both on a personal level and for small business owners. When he says he's got you "covered under his wing" he truly means it. Highly recommended!

Daskocina

Frequently Asked Questions

Get quick answers to the most common questions our clients ask—no jargon, just clarity.

It depends on your income, debts, and what you’d like to leave behind. We’ll help you calculate a number that makes sense.

Some policies require one, others don’t—it depends on the type and amount of coverage.

Yes! Life insurance is flexible. We can review and adjust your coverage as your life changes.

Most plans cover death due to illness or accident. Suicide and fraud may be excluded in the first 1–2 years. We’ll explain all the details.

Let’s Find the Right Life Insurance Plan for You

Let’s take the next step together. Whether you’re ready to get a quote or just want honest answers, we’re here to help—no pressure, ever.