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Your Health. Your Plan. Your Peace of Mind.

Get tailored health insurance coverage that fits your life and budget. At T3 Insurance, we simplify the process so you can focus on what matters most—your well-being.

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Takes less than 2 Minutes

Why T3 Insurance for Health Coverage?

We offer a range of health insurance plans to fit your needs, goals, and budget—whether you’re protecting family, planning ahead, or covering final expenses.

Personalized Plans

We take the time to understand your current situation—age, family status, health goals—and match you with the right options (e.g., HMO, PPO, HDHP, Medicare supplement).

Transparent Pricing

No gimmicks or hidden fees. We compare quotes across top carriers and clearly explain deductibles, premiums, out‑of‑pocket maximums, and coverage limits.

Local Expertise

We stay up to date on both state and federal healthcare changes, ensuring your coverage is always current, compliant, and working in your best interest.

Ongoing Support

Health needs evolve—so do we. From annual renewals to claims support and plan adjustments, we’re with you every step of the way.

How We Help You Get Covered

Discovery Call

We learn your needs and health goals—no obligation.

01
Plan Comparison

We gather quotes side-by-side, highlighting differences in cost, network, and coverage.

02
Enrollment Support

We walk you through open enrollment, subsidy eligibility (for ACA plans), and complete the paperwork on your behalf.

03
Continuous Care

We’re here beyond enrollment: claim help, benefit reviews, wellness guidance, life events updates.

04
Get in touch
Elderly man helping a young girl ride a bicycle in a park.

Is Health Insurance Right for You?

Not sure if health insurance is something you need right now? Here are a few situations where having coverage can make a big impact—on your finances, your well-being, and your peace of mind:

  • You want to avoid large medical bills from unexpected illnesses or accidents
  • You’re self-employed or between jobs and need personal coverage
  • You're turning 26 and aging off a parent’s plan
  • You’re managing a chronic condition and need consistent care
  • You’re confused by your options and want expert help choosing the right plan
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Clients We’ve Helped

Real stories from people we’ve helped—shared with trust and gratitude.

Kyle made everything so easy to understand. I finally feel confident about my insurance choices.

Jessica T.
Minneapolis, MN

Fast, friendly, and honest. T3 Insurance felt like working with a trusted friend, not a sales rep.

Mark R.
Eau Claire, WI

I had no idea what I needed, but Kyle walked me through every option without pressure. Highly recommend!

Angela M.
Duluth, MN

After years of dealing with big companies, working with Kyle was a breath of fresh air. Personal service that actually cares.

David B.
St. Paul, MN

Kyle is great at follow up and reaching out when needed. When a claim needs to be taken care of Kyle is very fast and helpful with the process

Harrison Falteisek

Kyle is great to work with and has lots of knowledge on insurance and how AFLAC can help with expenses both on a personal level and for small business owners. When he says he's got you "covered under his wing" he truly means it. Highly recommended!

Daskocina

Frequently Asked Questions

Get quick answers to the most common questions our clients ask—no jargon, just clarity.

It depends on your income, debts, and what you’d like to leave behind. We’ll help you calculate a number that makes sense.

Some policies require one, others don’t—it depends on the type and amount of coverage.

Yes! Life insurance is flexible. We can review and adjust your coverage as your life changes.

Most plans cover death due to illness or accident. Suicide and fraud may be excluded in the first 1–2 years. We’ll explain all the details.

Let’s Find the Right Life Insurance Plan for You

Let’s take the next step together. Whether you’re ready to get a quote or just want honest answers, we’re here to help—no pressure, ever.

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